For global fintechs, remittance platforms, and multi-country startups, managing liquidity is one of the hardest parts of scaling. Moving money across borders is slow, expensive, and often unpredictable. Local currencies lose value. Banking rails break. And FX exposure eats into margins.
That’s why more companies are turning to stablecoins, and why liquidity infrastructure like Yativo has become essential for staying solvent across borders.
The Problem: Fragmented Liquidity and Cross-Border Friction
Let’s say you operate in Mexico, Brazil, and Chile. Here’s what you’re up against:
- You collect in CLP, but need to pay vendors in MXN
- You receive international payments in USD, but your employees are in Argentina
- You earn revenue in BRL, but your treasury is in USDT
Now layer on local banking delays, conversion fees, and inflation risk. Managing liquidity becomes a full-time job, and a constant threat to solvency.
Why Stablecoins Are the Answer
Stablecoins like USDC and USDT offer instant, programmable, dollar-pegged liquidity that’s:
- 🌍 Borderless: Settle between wallets or platforms across regions instantly
- 🕒 24/7: No banking hours, no delays
- 💸 Low-Fee: Eliminate costly SWIFT and FX conversions
- 🔐 Transparent: On-chain movement and reconciliation
- ⚙️ Composable: Easy to integrate into your financial stack
The challenge isn’t using stablecoins. It’s building the infrastructure to move, allocate, and settle them across countries, currencies, and partners.
How Yativo Helps You Stay Liquid Across Borders
Yativo Treasury is designed to give companies full control over their stablecoin liquidity, while handling local complexity in the background.
Here’s what you can do with Yativo:
✅ Multi-Currency Balances
Handle Custody of tokenized CLP, MXN, BRL, ARS, PEN, EUR, and USD (via USDC/USDT), all in one dashboard or API.
✅ Instant Settlement
Move funds across the world with a single API call. Avoid delays from local banking systems.
✅ Stablecoin-Powered Treasury
Store value in USDC or USDT, then settle to local partners, employees, or customers via local bank transfers (Pix, SPEI, CBU, etc.).
✅ FX Conversion Built In
Convert between currencies on demand, with clear rates and transparent pricing. Automate cross-border workflows without chasing quotes.
✅ Private OTC Trades
Carry out large ticket OTC trades via our private channel. Lock in rates, get a premium service and handle large ticket swaps with ease. For example:
- “OTC MXN to USDC when swap amount exceeds $100,000 USDC”
- “Handle Large FX Swaps weekly across Argentina and Brazil”
Use Case: LATAM Payroll + Global Revenues
Imagine a startup that earns subscription revenue in USD from U.S. customers, but pays a remote team across LATAM.
With Yativo, they can:
- Collect USD via stablecoins (USDC/USDT)
- Hold treasury in USD to hedge against volatility
- Convert and settle in local currency (e.g. BRL via Pix, ARS via CBU)
- Track FX and liquidity in one place
- Stay compliant and solvent, without multiple bank accounts
Why This Matters for Solvency
Most startups don’t fail because they run out of revenue.
They fail because they run out of liquidity.
When you can’t access your funds, convert them, or settle fast payroll stops. Vendors churn. Operations break.
Yativo gives you the liquidity tools to operate like a global financial platform, even if you’re just getting started.
Final Thoughts
Stablecoins are no longer just for crypto traders. They’re an essential treasury tool for startups operating across LATAM, Asia, and emerging markets.
Yativo helps you stay liquid, compliant, and in control wherever your users, teams, and vendors are.
👉 Explore Yativo Treasury
👉 Get in touch to build cross-border liquidity workflows