A step-by-step guide to paying Chinese suppliers from LATAM using Yativo’s global rails
If you’ve ever tried to send a payment from Latin America to China, you already know the drill:
- SWIFT wires that take 3–5 business days
- Intermediary bank deductions that eat into the payment
- Delays from compliance reviews
- Poor FX rates and lack of transparency
Now imagine bypassing all of that and sending a fast, fully traceable, local CNY payment using your local bank account in Brazil, Mexico, or Chile.
Thanks to stablecoins and platforms like Yativo, this is now possible, and it’s becoming the preferred way to pay Chinese suppliers.
In this article, we break down how it works, why suppliers accept it, and what happens behind the scenes, including a real-world example using Brazil’s Pix system.
📦 The Global Challenge: Paying Chinese Suppliers from LATAM
Whether you’re sourcing textiles, electronics, or industrial components, paying Chinese suppliers from Latin America is often painful. Most local banks route payments via the U.S., triggering unnecessary compliance reviews, high fees, and unpredictable delivery times.
Worse, Chinese suppliers are often left waiting for days, unsure when the money will land or how much will actually arrive after deductions.
This is why many now prefer receiving CNY domestically, even if the foreign buyer is funding the transaction in another currency.
Stablecoins like USDC and USDT solve the backend speed and liquidity problems and Yativo builds the infrastructure around them to make the entire process feel like a local bank transfer.
✅ Real-World Flow: Brazilian Farmer Pays a Chinese Manufacturer
Let’s walk through how a Brazilian business – say, a soybean exporter – can pay a Chinese manufacturer using Yativo:
Step 1: Generate a Pix QR Code
The Brazilian user logs into Yativo and requests a payment link (or generates a BRL virtual account). The platform generates a Pix QR code for the Brazilian business to pay to.
Step 2: Pay in BRL
The user scans the QR code and makes a regular Pix payment from their bank app. Yativo instantly receives and reconciles the payment.
Step 3: Yativo Converts to USDC
Behind the scenes, Yativo uses institutional-grade FX partners to convert BRL to USDC at competitive rates.
This is the key unlock, you get stablecoin-level liquidity and speed, but the supplier never sees the crypto.
Step 4: Yativo Converts to CNY
The USDC is offramped into CNY using Yativo’s Asia-based liquidity providers. This conversion happens within minutes.
Step 5: Supplier Gets Paid in CNY
The Chinese manufacturer receives CNY via local bank transfer, WeChat Pay, or Alipay , without needing to interact with crypto or wait for SWIFT wires.
The entire process, end to end, is fast, traceable, and optimized for both sides.
🤔 Why Do Chinese Suppliers Accept This?
Many suppliers in China are already familiar with this flow, they’ve used OTC brokers or platforms to receive stablecoins before. But Yativo makes it easier and safer:
- They don’t touch crypto. Funds arrive in CNY.
- They receive money faster. Usually same day.
- There are no intermediary losses. What you send is what they get.
- They avoid scrutiny. Funds arrive from a local sender in China.
Most importantly, they trust it, because it works.
💱 USDC vs USDT: What You Should Use
Yativo supports both, but in the Brazil-to-China flow, USDC is used as the bridge asset due to stronger institutional support and transparency.
If you’re operating in other countries like Chile or Mexico, Yativo handles the routing and conversion automatically, selecting the best option based on speed, liquidity, and cost.
No wallet management. No crypto onboarding. Just results.
🔒 What About Compliance?
This is where Yativo stands apart. While other services require manual crypto transfers, Yativo offers:
- KYB and AML screening on both sides
- Full transaction traceability
- Audit logs and FX records
- Regulatory alignment with partner jurisdictions
If your business needs transparency and control for tax, auditing, or internal compliance – Yativo is built for you.
🌍 Other Supported Flows
The Brazil-to-China flow is just one example. Yativo supports many others, including:
- Chile → USDT → Hong Kong (HKD)
- Mexico → USDC → Singapore (SGD)
- Colombia → USDT → China (CNY)
- Argentina → USDC → Philippines (PHP)
Each route is tailored to local rails (like Pix or SPEI) and real-time liquidity partners for maximum efficiency.
✨ Benefits of Using Yativo for China Payouts
| Feature | Traditional SWIFT | Yativo |
|---|---|---|
| Delivery time | 3–5 days | < 1 day |
| Hidden fees | High | Low or none |
| Traceability | Limited | Full |
| Local payout in CNY | ❌ | ✅ |
| Crypto familiarity needed | Yes | No |
| Built-in compliance | ❌ | ✅ |
🚀 Final Thoughts
Can you really send stablecoins to China?
Yes, but not in the way most people think.
With Yativo, you don’t send crypto wallet-to-wallet. Instead, you initiate a local payment in BRL, and the platform handles the conversion to USDC, then offramps into CNY, delivering the funds locally to your supplier.
It’s fast. It’s transparent. And it’s designed for businesses that want bank-like confidence with crypto speed and reach.
👉 Ready to try it out? Test on Sandbox
👉 Want a walkthrough of the Brazil → China flow? Contact our team